Punch LedgerPunch Ledger

Contractor Business Tips

Practical guides on job costing, payroll, expense tracking, and running a more profitable contracting business.

Job CostingExpense TrackingPayrollScheduling
Job Costing

Job Costing vs Bookkeeping: What's the Difference?

Your books tell you what the company spent. Job costing tells you which job spent it. Here's why contractors need both — and what each one can't answer on its own.

September 17, 2026·7 min read
Scheduling

Crew Scheduling for Contractors: How to Plan the Work Week

Scheduling your crew by text and memory works until it doesn't. Here's a simple system for planning which crew members go to which job site — and keeping payroll accurate.

September 3, 2026·6 min read
Payroll

Construction Payroll: How to Pay Your Crew by Project

Generic payroll software doesn't know what a job site is. Here's how project-based payroll tracking works — and why it matters for your job costs.

August 20, 2026·7 min read
Job Costing

How to Know If a Job Is Profitable Before It Ends

By the time you invoice, it's too late to recover lost margin. Here's how to track profitability mid-job so you can course-correct before costs spiral.

August 6, 2026·6 min read
Job Costing

Contractor Profit Margin: Why Most Contractors Guess Wrong

The average contractor thinks they know their margin. Most are off by 10–20 points. Here's why — and how to fix it.

July 23, 2026·7 min read
Expense Tracking

Construction Expense Tracker: Spreadsheet vs Software

Spreadsheets are free and familiar. Software costs money. Here's an honest look at where each one breaks down for contractors — and when it makes sense to switch.

July 9, 2026·7 min read
Job Costing

How to Track Job Costs for Contractors (Step-by-Step)

Most contractors finish a job and then find out if they made money. Here's a step-by-step system for tracking job costs in real time — so you know before the invoice goes out.

June 25, 2026·8 min read